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	<title>Personal Finance 101</title>
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	<link>http://personal-finance101.com</link>
	<description>Increasing Your Wealth, One Day at a Time.</description>
	<lastBuildDate>Mon, 15 Mar 2010 16:01:12 +0000</lastBuildDate>
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			<item>
		<title>Maximize Your Money &#8211; III</title>
		<link>http://personal-finance101.com/2010/03/16/maximize-your-money-iii/</link>
		<comments>http://personal-finance101.com/2010/03/16/maximize-your-money-iii/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:01:12 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=127</guid>
		<description><![CDATA[1. Go for quality
This will sound contrary to saving money but buying quality products will save you in the long run. Instead of opting for cheap items that require replacement every 2 years, go for quality items that will last for atleast 10 years. While it may cost slightly more during the initial purchase, it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Extra Income</title>
		<link>http://personal-finance101.com/2010/03/12/finding-extra-income/</link>
		<comments>http://personal-finance101.com/2010/03/12/finding-extra-income/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[Craigslist]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Elance]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[part time job]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=123</guid>
		<description><![CDATA[You may be feeling that nothing is working. And there is no hope.
But there is hope. There is always hope. New things can bring in new experiences, so don&#8217;t give up.
Get a part time job. I am not asking you to work at McDonalds.
What are you good at? Can you create simple websites? Can you [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/03/12/finding-extra-income/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maximize Your Money &#8211; II</title>
		<link>http://personal-finance101.com/2010/03/09/maximize-your-money-ii/</link>
		<comments>http://personal-finance101.com/2010/03/09/maximize-your-money-ii/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:01:05 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[mcdonalds]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[starbucks]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=121</guid>
		<description><![CDATA[1. Repair Your Old Clothes
Don&#8217;t throw old clothes. If you get to see how people in poorer countries live, you&#8217;ll learn to appreciate the clothes that you have. Sew your torn clothes and wear them. Don&#8217;t rush out and buy new clothes every other week.
2. Ask for a Rate Reduction
Ask and ye shall receive. At [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/03/09/maximize-your-money-ii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maximize Your Dollar</title>
		<link>http://personal-finance101.com/2010/03/05/maximize-your-dollar/</link>
		<comments>http://personal-finance101.com/2010/03/05/maximize-your-dollar/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[maximize your dollar]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[wealth accumulation]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=119</guid>
		<description><![CDATA[1. Read More, watch Less TV
Read more, books teaches you more than TV ever will, unless you&#8217;re watching the Science channel. Read books that teach you skills that can help you earn more at work.
2. Sell Your Junk
Everyone has &#8216;junk&#8217; at home. What you consider junk may be something another person wants. So try auctioning [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Spend Less</title>
		<link>http://personal-finance101.com/2010/03/02/spend-less/</link>
		<comments>http://personal-finance101.com/2010/03/02/spend-less/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 16:01:39 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[cut debt]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spend less]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=117</guid>
		<description><![CDATA[Quickest way to save some money &#8211; spend lesser than your earn.
When push comes to shove, cut down on frivolous expenses like cable tv, or movie rentals, start car pooling, dump your Starbucks coffee for regular Java.
These cutbacks are just temporary. Their painful but temporary until you get some extra cash with you.
[ad#Post_Square]

	Tags: cut debt, [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/03/02/spend-less/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn How to Clear Your Bad Credit History in 37 Days</title>
		<link>http://personal-finance101.com/2010/02/27/learn-how-to-clear-your-bad-credit-history-in-37-days/</link>
		<comments>http://personal-finance101.com/2010/02/27/learn-how-to-clear-your-bad-credit-history-in-37-days/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 20:21:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[clean credit in 37 days]]></category>
		<category><![CDATA[clear bad credit]]></category>
		<category><![CDATA[clear credit card history]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=114</guid>
		<description><![CDATA[A bad credit card history hinders you from getting good interest rates for everything &#8211; from  your house loan mortgage to your car loan, to everything.

Learn how to clear your bad credit card history in 37 days.
 

	Tags: clean credit in 37 days, clear bad credit, clear credit card history, credit card

	Related posts
	
	Welcome! (0)
	Finding Extra Income (0)
	10 Little [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/02/27/learn-how-to-clear-your-bad-credit-history-in-37-days/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding The Stock Market</title>
		<link>http://personal-finance101.com/2010/02/18/understanding-the-stock-market/</link>
		<comments>http://personal-finance101.com/2010/02/18/understanding-the-stock-market/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 16:01:48 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[investment]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[listed company]]></category>
		<category><![CDATA[listing]]></category>
		<category><![CDATA[share price]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=77</guid>
		<description><![CDATA[The stock market is where the shares in companies are bought and sold, providing companies options to access capital, and investors opportunities to own a share of the company and enjoy potential gains from the company’s future performance. When you own a share of a company, you own a portion of the company. If the [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/02/18/understanding-the-stock-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make Your Money Work for You.</title>
		<link>http://personal-finance101.com/2010/02/15/how-to-make-your-money-work-for-you/</link>
		<comments>http://personal-finance101.com/2010/02/15/how-to-make-your-money-work-for-you/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 12:32:36 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[stocks]]></category>
		<category><![CDATA[gains]]></category>
		<category><![CDATA[losses]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[risks]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=74</guid>
		<description><![CDATA[&#8220;Make your money for you.&#8221; 
We&#8217;ve all heard of this phrase many times but what does it really mean? &#8220;Make your money for you&#8221; means using your money to get more money. We get money by trading our time for money. And we store the money in a bank account. With current interest rates, you [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/02/15/how-to-make-your-money-work-for-you/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Secret</title>
		<link>http://personal-finance101.com/2010/02/02/the-secret/</link>
		<comments>http://personal-finance101.com/2010/02/02/the-secret/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 20:17:27 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[earn more]]></category>
		<category><![CDATA[elance.com]]></category>
		<category><![CDATA[secret]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=70</guid>
		<description><![CDATA[There is no secret to getting out of debt. You&#8217;ve read this in many places before but I want to repeat it here:
1. Spend less than you earn.
2. Live frugally.
3. Earn more money.
4. Manage your money wisely.
There are no other rules.
The key to breaking out of your debt is to earn more money. Living frugally [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/02/02/the-secret/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Book Review: And Then The Roof Caved In</title>
		<link>http://personal-finance101.com/2010/01/22/book-review-and-then-the-roof-caved-in/</link>
		<comments>http://personal-finance101.com/2010/01/22/book-review-and-then-the-roof-caved-in/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 04:58:56 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Book Review]]></category>
		<category><![CDATA[alan greenspan]]></category>
		<category><![CDATA[And Then The Roof Caved In]]></category>
		<category><![CDATA[cnbc]]></category>
		<category><![CDATA[david faber]]></category>
		<category><![CDATA[financial crash]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=67</guid>
		<description><![CDATA[On my way to Nigeria, I spotted someone with this book. According to her, this is one of the best books she&#8217;s read on financial blunders. While it wont help you make money, it shows you the extend of human greed. CNBC correspondent, David Faber, looks into the truth behind the large crisis that hit [...]]]></description>
		<wfw:commentRss>http://personal-finance101.com/2010/01/22/book-review-and-then-the-roof-caved-in/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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